Welcome to BankCalculator.AI, developed by ScriptEvolve Private Limited. By accessing or using our website, mobile applications, or any other services provided by BankCalculator.AI, you agree to comply with and be bound by the following terms and conditions. Please read these Terms of Service carefully before using our services.

BankCalculator.AI is a product of ScriptEvolve Private Limited. All references to BankCalculator.AI in these terms also refer to ScriptEvolve Private Limited.

1. Acceptance of Terms

By using BankCalculator.AI, you agree to these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you must not use our services.

2. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any changes by posting the new terms on our website. Your continued use of BankCalculator.AI after any such changes constitutes your acceptance of the new Terms of Service.

3. Use of Services

• You must be at least 13 years old to use our services.
• You agree to use our services only for lawful purposes and in accordance with these Terms of Service.
• You must not use our services to transmit any harmful, offensive, or disruptive content.

4. Intellectual Property

• All content, features, and functionality on BankCalculator.AI, including but not limited to text, graphics, logos, images, and software, are the exclusive property of ScriptEvolve Private Limited or its licensors and are protected by Indian and international copyright, trademark, and other intellectual property laws.
• You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use our services for personal, non-commercial use only. You must not copy, reproduce, distribute, or create derivative works from any part of our services without our prior written permission.

5. Disclaimers

• Our calculators and tools are provided for informational purposes only and do not constitute financial advice. Always consult with a financial advisor for personalised advice.
• We do not guarantee the accuracy, completeness, or usefulness of any information provided by our services. Your use of our services is at your own risk.

6. Limitation of Liability

• To the fullest extent permitted by law, ScriptEvolve Private Limited and its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use our services.
• In no event shall ScriptEvolve Private Limited’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing our services.

7. Indemnification

You agree to indemnify, defend, and hold harmless ScriptEvolve Private Limited and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of our services or your violation of these Terms of Service.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Howrah, India to resolve any legal matter arising from these Terms of Service or your use of our services.

9. Termination

We reserve the right to terminate or suspend your access to our services, without prior notice or liability, for any reason, including but not limited to a breach of these Terms of Service. Upon termination, your right to use our services will immediately cease.

10. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

11. Entire Agreement

These Terms of Service constitute the entire agreement between you and ScriptEvolve Private Limited regarding your use of BankCalculator.AI and supersede any prior agreements or understandings, whether written or oral, regarding such use.

12. Contact Information

If you have any questions about these Terms of Service, please Contact Us.